How does Live Shopping Mode work in SplitWish?

Live Shopping Mode connects group members inside the store via real-time collaborative synchronization. When one person checks off an item in aisle 4, it instantly updates on everyone else’s phone, showing live shopper presence and preventing duplicate purchases.

Can we split expenses across multiple currencies on trips?

Yes! SplitWish natively supports multi-currency expenses (USD, EUR, GBP, INR, CAD, AUD, JPY, etc.). Our Debt Simplification Algorithm automatically resolves multi-person debts into the lowest possible number of transfers in your preferred base currency.

Does SplitWish work without internet connection?

Absolutely. SplitWish is built offline-first using secure local on-device caching. You can log expenses, check receipts, and edit shopping lists with zero connectivity. When you reconnect, your changes sync in the background automatically.

Is SplitWish free to use?

Yes! SplitWish is 100% free with unlimited standard expenses and group splitting. We also offer SplitWish Premium for power users who want advanced visual spending analytics, item exports, and unlimited weekly advanced lists.

Next-Gen Social Finance & Live Shopping

Split Bills Without Friction. Shop Together in Real Time.

The modern shared expense and live collaborative shopping app. Designed for roommates, couples, group trips, and friends to settle up without the awkward math.

100% Free & Ad-Free

Offline-First Sync

Multi-Currency Ready

Live Split Calculator

Test SplitWish itemized math engine

Bill Subtotal$180.00

Tip Percentage+$27.00 (15%)

Split Between4 Friends

Each Person Pays Exactly

$51.75

Total $207.00 split seamlessly into 4 equal shares

Real-Time

Live Collaborative Sync

Awkward Money Talks

100%

Offline-First Capable

10+

Global Currencies Supported

Industry First Feature

Live Collaborative Shopping. Never buy milk twice.

Step into the grocery aisle and see your flatmates’ checkmarks appear in real-time. SplitWish uses instant real-time synchronization so everyone knows exactly what’s in the cart and who checked it off.

Live in-store member presence indicators
Instant cart total calculations per aisle
1-Click automatic conversion into group expense

Weekend Grocery Run

LIVE IN AISLE

Group: Room 4B • Whole Foods Market

You

Cart Progress: 2 of 5 items checked$12.24 / $39.73

🥑 Hass Avocados (4-pack)

1x • Aisle: Produce

✓ by Smit

$5.99

🥖 Artisan Sourdough Bread

2x • Aisle: Bakery

$9.00

☕ Cold Brew Concentrate

1x • Aisle: Beverages

$8.99

🥛 Greek Whole Milk Yogurt

1x • Aisle: Dairy

✓ by Emma

$6.25

🥜 Raw Almond Butter

1x • Aisle: Pantry

$9.50

💡 Click any grocery item to experience instant real-time item syncing!

Minimal Debt Simplification
Algorithm

Transform 7 chaotic micro-debts into just 2 minimal bank transfers

🏖️

Group: Barcelona Vacation• 4 Members (Smit, Emma, Oliver, Alex)

7 Group Expenses ($450.00 Total)

EmmaSmit

$145.00 USDDirect transfer

OliverSmit

$80.00 USDDirect transfer

All 4 group members completely squared up with zero leftover balance!

Multi-Currency Settlement

Settle Debts in Fewer Transfers. Any currency on Earth.

Traveling through Europe, Asia, or America? Log receipts in USD, EUR, GBP, or INR. Our intelligent debt solver simplifies messy IOUs down to the fewest transfers possible.

No endless chain of micro-payments between friends
Supports unequal splits, percentages, and custom shares
1-Tap settlement recording with photo receipts

100% Free For Everyone

Real-Time Group Chat. Banter, shop & settle in one place.

No more bouncing between WhatsApp, messaging apps, and spreadsheets. SplitWish includes built-in real-time group chat with automated announcement cards whenever someone logs an expense, creates a shopping wishlist, or settles up.

Automated Event Cards for expenses, lists & settlements
100% Free for all groups & users — no subscription paywall
Emoji reactions, typing indicators, and instant socket sync
1-Tap direct navigation to expense breakdowns & grocery carts

Flat 4B Roommates

100% Free

3 members active•Real-Time Sync

Simulate Events:

Emma7:14 PM

Hey everyone! Taco night tonight? Who is making the salsa? 🌮

Oliver7:16 PM

I can make fresh guacamole and salsa if someone grabs avocados and limes from Mercadona!

Smit7:18 PM

I am right next to the grocery store! Let me create the shopping wishlist right now.

Wishlist Created: "Taco Night Essentials"

Live Shopping

5 items • Hass Avocados, Limes, Tortillas, Cheese & Cilantro

Automated chat announcement7:19 PM

Expense Added: "Mercadona Supermarket"

Auto-Split

Paid by Smit • Split equally between 3 members ($11.50/ea)

$34.50

Automated chat announcement7:28 PM

Oliver7:30 PM

Awesome, just sent my $11.50 share! 🚀

Balance Settled: Oliver paid Smit

Settled

Settlement verified • Group balance updated

$11.50

Automated chat announcement7:31 PM

End-to-end synchronized • Free for all usersTry typing above! ✍️

Gamified Experience

Who did the grocery run this week? See the Leaderboard.

Celebrate the house MVP who always picks up the toilet paper. SplitWish tracks shopping trip counts, items purchased, and crowns the top flatmate with medals 🥇🥈🥉.

🥇

Smit Patel

8 shopping runs • 47 items

House MVP

🥈

Emma Taylor

5 shopping runs • 28 items

#2 Rank

🥉

Oliver Wright

3 shopping runs • 15 items

#3 Rank

Built For Everyone

Engineered for every group dynamic

Whether you share an apartment, a vacation Airbnb, or a life together.

Roommates & Flats

Split rent, Wi-Fi bills, cleaning supplies, and shared pantry items without awkward conversations.

Group Trips & Travel

Multi-currency support for flights, Airbnbs, dinners, and excursions across different countries.

Couples & Households

Collaborative wishlists, joint shopping runs, and clear financial transparency for partners.

Events & Dinners

Itemized receipt split with exact tip and tax breakdown for parties, group gifts, and festivals.

Simple & Transparent

Free forever. Power when you need it.

Zero hidden fees, zero ads, and no selling your financial data.

Simple Monthly Subscription • Cancel Anytime

SplitWish Free

Everything you need for everyday group expenses

Standard

$0/ forever

Unlimited groups & members
Unlimited simple expense splitting
Live Collaborative Shopping (up to 3 lists/week)
Advanced Itemized Splits (up to 4/week)
Multi-Currency Debt Simplification algorithm
100% Free Real-Time Group Chat & Activity Feed
Offline-first local sync

SplitWish Premium

Uncapped power, visual analytics & financial export

Frequently Asked Questions

Live Shopping Mode creates a real-time synchronized checklist for your group using instant real-time synchronization. When you or your flatmate check off an item in the aisle, everyone’s screen instantly updates, preventing accidental duplicate purchases and showing who is currently actively shopping.

Ready to take the stress out of splitting?

Join thousands of friends, roommates, and travelers using SplitWish today. Free for iOS and Android.